<?xml version="1.0" encoding="UTF-8"?><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns="http://www.w3.org/1999/xhtml" xmlns:dst="http://xbrl.dcca.dk/dst" xmlns:cmn="http://xbrl.dcca.dk/cmn" xmlns:sob="http://xbrl.dcca.dk/sob" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xh11d="http://www.w3.org/1999/xhtml/datatypes/" xmlns:arr="http://xbrl.dcca.dk/arr" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2010-04-20" xmlns:lnk="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:basis="http://xbrl.dcca.dk/Regnskab%202.0%20Basis" xmlns:ifrs="http://xbrl.iasb.org/taxonomy/2009-04-01/ifrs" xmlns:ix="http://www.xbrl.org/2008/inlineXBRL" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:mrv="http://xbrl.dcca.dk/mrv" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:fsa="http://xbrl.dcca.dk/fsa" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:gsd="http://xbrl.dcca.dk/gsd" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink">
   <lnk:schemaRef xlink:href="http://archprod.service.eogs.dk/taxonomy/20171001/entryDanishGAAPBalanceSheetAccountFormIncomeStatementByNatureIncludingManagementsReviewStatisticsAndTax20171001.xsd" xlink:type="simple"/>
   <xbrli:context id="c0">
      <xbrli:entity>
         <xbrli:identifier scheme="http://www.dcca.dk/cvr">37519278</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
         <xbrli:startDate>2017-07-01</xbrli:startDate>
         <xbrli:endDate>2018-06-30</xbrli:endDate>
      </xbrli:period>
   </xbrli:context>
   <xbrli:context id="c1">
      <xbrli:entity>
         <xbrli:identifier scheme="http://www.dcca.dk/cvr">37519278</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
         <xbrli:startDate>2016-03-03</xbrli:startDate>
         <xbrli:endDate>2017-06-30</xbrli:endDate>
      </xbrli:period>
   </xbrli:context>
   <xbrli:context id="c3">
      <xbrli:entity>
         <xbrli:identifier scheme="http://www.dcca.dk/cvr">37519278</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
         <xbrli:startDate>2016-03-03</xbrli:startDate>
         <xbrli:endDate>2017-06-30</xbrli:endDate>
      </xbrli:period>
      <xbrli:scenario>
         <xbrldi:explicitMember dimension="fsa:ResultDistributionDimension">fsa:RetainedEarningsMember</xbrldi:explicitMember>
      </xbrli:scenario>
   </xbrli:context>
   <xbrli:context id="c4">
      <xbrli:entity>
         <xbrli:identifier scheme="http://www.dcca.dk/cvr">37519278</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
         <xbrli:instant>2018-06-30</xbrli:instant>
      </xbrli:period>
   </xbrli:context>
   <xbrli:context id="c5">
      <xbrli:entity>
         <xbrli:identifier scheme="http://www.dcca.dk/cvr">37519278</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
         <xbrli:instant>2017-06-30</xbrli:instant>
      </xbrli:period>
   </xbrli:context>
   <xbrli:unit id="u0">
      <xbrli:measure>iso4217:DKK</xbrli:measure>
   </xbrli:unit>
   <gsd:InformationOnTypeOfSubmittedReport basis:version="3" contextRef="c0" xml:lang="da">Årsrapport</gsd:InformationOnTypeOfSubmittedReport>
   <gsd:DateOfGeneralMeeting contextRef="c0">2019-01-01</gsd:DateOfGeneralMeeting>
   <gsd:NameAndSurnameOfChairmanOfGeneralMeeting contextRef="c0" xml:lang="da">Stephen Durhuus</gsd:NameAndSurnameOfChairmanOfGeneralMeeting>
   <gsd:NameOfReportingEntity contextRef="c0" xml:lang="da">SDHolding IVS</gsd:NameOfReportingEntity>
   <gsd:AddressOfReportingEntityStreetName contextRef="c0" xml:lang="da">Arnold Nielsens Boulevard</gsd:AddressOfReportingEntityStreetName>
   <gsd:AddressOfReportingEntityStreetBuildingIdentifier contextRef="c0" xml:lang="da">62</gsd:AddressOfReportingEntityStreetBuildingIdentifier>
   <gsd:AddressOfReportingEntityPostCodeIdentifier contextRef="c0" xml:lang="da">2650</gsd:AddressOfReportingEntityPostCodeIdentifier>
   <gsd:AddressOfReportingEntityDistrictName contextRef="c0" xml:lang="da">Hvidovre</gsd:AddressOfReportingEntityDistrictName>
   <gsd:EmailOfReportingEntity contextRef="c0" xml:lang="da">stephen@durhuus.net</gsd:EmailOfReportingEntity>
   <gsd:IdentificationNumberCvrOfReportingEntity contextRef="c0" xml:lang="da">37519278</gsd:IdentificationNumberCvrOfReportingEntity>
   <gsd:ReportingPeriodStartDate contextRef="c0">2017-07-01</gsd:ReportingPeriodStartDate>
   <gsd:ReportingPeriodEndDate contextRef="c0">2018-06-30</gsd:ReportingPeriodEndDate>
   <gsd:NameOfFinancialInstitution contextRef="c0" xml:lang="da">Sparekassen Vendsyssel</gsd:NameOfFinancialInstitution>
   <gsd:AddressOfFinancialStreetName contextRef="c0" xml:lang="da">Østergade</gsd:AddressOfFinancialStreetName>
   <gsd:AddressOfFinancialStreetBuildingIdentifier contextRef="c0" xml:lang="da">15</gsd:AddressOfFinancialStreetBuildingIdentifier>
   <gsd:AddressOfFinancialPostCodeIdentifier contextRef="c0" xml:lang="da">9760</gsd:AddressOfFinancialPostCodeIdentifier>
   <gsd:AddressOfFinancialDistrictName contextRef="c0" xml:lang="da">Vrå</gsd:AddressOfFinancialDistrictName>
   <gsd:AddressOfFinancialCountryIdentificationCode contextRef="c0" xml:lang="da">DK</gsd:AddressOfFinancialCountryIdentificationCode>
   <gsd:AddressOfFinancialCountry contextRef="c0" xml:lang="da">Danmark</gsd:AddressOfFinancialCountry>
   <mrv:ManagementsReview contextRef="c0" xml:lang="da">&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Ledelsen har dags dato behandlet og godkendt årsrapporten for regnskabsåret 2017/18 for SDHolding IVS.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Årsrapporten er aflagt i overensstemmelse med årsregnskabsloven.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt; &lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Det er ledelsens opfattelse, at årsregnskabet giver et retvisende billede af selskabets aktiver, passiver og den finansielle stilling pr. 30. juni 2017 samt af resultatet af selskabets aktiviteter for regnskabsåret 2017/18.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt; &lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Selskabets årsrapport for 2016/17 er ikke revideret.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt; &lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Ledelsen anser betingelserne for fravalg af revision i henhold til årsregnskabslovens § 135 som opfyldt.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Under henvisning til årsregnskabslovens § 135 har kapitalejerne besluttet, at selskabets årsrapport for 2017/18 ikke skal revideres, idet ledelsen anser betingelserne som værende opfyldt.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt; &lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Årsrapporten indstilles til generalforsamlingens godkendelse.&lt;/p&gt;</mrv:ManagementsReview>
   <fsa:InformationOnReportingClassOfEntity contextRef="c0" xml:lang="da">Årsrapporten er aflagt i overensstemmelse med årsregnskabslovens bestemmelser for Regnskabsklasse B.</fsa:InformationOnReportingClassOfEntity>
   <fsa:ClassOfReportingEntity contextRef="c0" xml:lang="da">Regnskabsklasse B</fsa:ClassOfReportingEntity>
   <fsa:DisclosureOfAccountingPolicies contextRef="c0" xml:lang="da">&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Årsrapporten for SDHolding IVS 2016/18 aflægges i overensstemmelse med årsregnskabslovens bestemmelser for Regnskabsklasse B.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Årsrapporten er udarbejdet efter samme regnskabspraksis som sidste år&lt;/p&gt;</fsa:DisclosureOfAccountingPolicies>
   <fsa:GrossProfitLoss contextRef="c1" decimals="0" unitRef="u0">-16221</fsa:GrossProfitLoss>
   <fsa:OtherFinanceIncomeFromGroupEnterprises contextRef="c1" decimals="0" unitRef="u0">-25000</fsa:OtherFinanceIncomeFromGroupEnterprises>
   <fsa:ProfitLossFromOrdinaryActivitiesBeforeTax contextRef="c1" decimals="0" unitRef="u0">-41221</fsa:ProfitLossFromOrdinaryActivitiesBeforeTax>
   <fsa:TaxExpense contextRef="c0" decimals="0" unitRef="u0">0</fsa:TaxExpense>
   <fsa:TaxExpense contextRef="c1" decimals="0" unitRef="u0">-3569</fsa:TaxExpense>
   <fsa:ProfitLoss contextRef="c0" decimals="0" unitRef="u0">0</fsa:ProfitLoss>
   <fsa:ProfitLoss contextRef="c1" decimals="0" unitRef="u0">-37652</fsa:ProfitLoss>
   <fsa:ProfitLoss contextRef="c3" decimals="0" unitRef="u0">-37652</fsa:ProfitLoss>
   <fsa:ProfitLoss contextRef="c1" decimals="0" unitRef="u0">-37652</fsa:ProfitLoss>
   <fsa:ShorttermTradeReceivables contextRef="c4" decimals="0" unitRef="u0">3314</fsa:ShorttermTradeReceivables>
   <fsa:ShorttermTradeReceivables contextRef="c5" decimals="0" unitRef="u0">4000</fsa:ShorttermTradeReceivables>
   <fsa:ShorttermReceivablesFromAssociates contextRef="c4" decimals="0" unitRef="u0">25000</fsa:ShorttermReceivablesFromAssociates>
   <fsa:ShorttermReceivablesFromAssociates contextRef="c5" decimals="0" unitRef="u0">25000</fsa:ShorttermReceivablesFromAssociates>
   <fsa:CurrentDeferredTaxAssets contextRef="c5" decimals="0" unitRef="u0">3569</fsa:CurrentDeferredTaxAssets>
   <fsa:ShorttermReceivables contextRef="c4" decimals="0" unitRef="u0">28314</fsa:ShorttermReceivables>
   <fsa:ShorttermReceivables contextRef="c5" decimals="0" unitRef="u0">32569</fsa:ShorttermReceivables>
   <fsa:CashAndCashEquivalents contextRef="c4" decimals="0" unitRef="u0">1</fsa:CashAndCashEquivalents>
   <fsa:CashAndCashEquivalents contextRef="c5" decimals="0" unitRef="u0">86</fsa:CashAndCashEquivalents>
   <fsa:CurrentAssets contextRef="c4" decimals="0" unitRef="u0">28315</fsa:CurrentAssets>
   <fsa:CurrentAssets contextRef="c5" decimals="0" unitRef="u0">32655</fsa:CurrentAssets>
   <fsa:Assets contextRef="c4" decimals="0" unitRef="u0">28315</fsa:Assets>
   <fsa:Assets contextRef="c5" decimals="0" unitRef="u0">32655</fsa:Assets>
   <fsa:ContributedCapital contextRef="c4" decimals="0" unitRef="u0">1</fsa:ContributedCapital>
   <fsa:ContributedCapital contextRef="c5" decimals="0" unitRef="u0">1</fsa:ContributedCapital>
   <fsa:RetainedEarnings contextRef="c5" decimals="0" unitRef="u0">-37651</fsa:RetainedEarnings>
   <fsa:Equity contextRef="c4" decimals="0" unitRef="u0">1</fsa:Equity>
   <fsa:Equity contextRef="c5" decimals="0" unitRef="u0">-37650</fsa:Equity>
   <fsa:ShorttermTradePayables contextRef="c4" decimals="0" unitRef="u0">3000</fsa:ShorttermTradePayables>
   <fsa:ShorttermTradePayables contextRef="c5" decimals="0" unitRef="u0">3000</fsa:ShorttermTradePayables>
   <fsa:OtherShorttermPayables contextRef="c4" decimals="0" unitRef="u0">25314</fsa:OtherShorttermPayables>
   <fsa:OtherShorttermPayables contextRef="c5" decimals="0" unitRef="u0">67305</fsa:OtherShorttermPayables>
   <fsa:ShorttermLiabilitiesOtherThanProvisions contextRef="c4" decimals="0" unitRef="u0">28314</fsa:ShorttermLiabilitiesOtherThanProvisions>
   <fsa:ShorttermLiabilitiesOtherThanProvisions contextRef="c5" decimals="0" unitRef="u0">70305</fsa:ShorttermLiabilitiesOtherThanProvisions>
   <fsa:LiabilitiesOtherThanProvisions contextRef="c4" decimals="0" unitRef="u0">28314</fsa:LiabilitiesOtherThanProvisions>
   <fsa:LiabilitiesOtherThanProvisions contextRef="c5" decimals="0" unitRef="u0">70305</fsa:LiabilitiesOtherThanProvisions>
   <fsa:LiabilitiesAndEquity contextRef="c4" decimals="0" unitRef="u0">28315</fsa:LiabilitiesAndEquity>
   <fsa:LiabilitiesAndEquity contextRef="c5" decimals="0" unitRef="u0">32655</fsa:LiabilitiesAndEquity>
   <sob:TheReportingEntityAppliesTheExceptionConcerningOptingOutOfTheStatementByManagementEtc contextRef="c0" xml:lang="da">true</sob:TheReportingEntityAppliesTheExceptionConcerningOptingOutOfTheStatementByManagementEtc>
   <fsa:TheCompanyHasPresentedTheAnnualReportEtcWithReferenceToTheDanishFinancialStatementsAct78aConcerningTheExceptionForReportingClassCMediumsizeSubsidiariesWhichChoosesToPresentTheAnnualReportEtcAccordingToReportingClassB contextRef="c0" xml:lang="da">false</fsa:TheCompanyHasPresentedTheAnnualReportEtcWithReferenceToTheDanishFinancialStatementsAct78aConcerningTheExceptionForReportingClassCMediumsizeSubsidiariesWhichChoosesToPresentTheAnnualReportEtcAccordingToReportingClassB>
   <fsa:SelectedElementsFromReportingClassC contextRef="c0" xml:lang="da">false</fsa:SelectedElementsFromReportingClassC>
   <fsa:SelectedElementsFromReportingClassD contextRef="c0" xml:lang="da">false</fsa:SelectedElementsFromReportingClassD>
   <fsa:AccountingPoliciesAreUnchangedFromPreviousPeriod contextRef="c0" xml:lang="da">true</fsa:AccountingPoliciesAreUnchangedFromPreviousPeriod>
   <gsd:PrecedingReportingPeriodStartDate contextRef="c0">2016-03-03</gsd:PrecedingReportingPeriodStartDate>
   <gsd:PredingReportingPeriodEndDate contextRef="c0">2017-06-30</gsd:PredingReportingPeriodEndDate>
   <cmn:TypeOfAuditorAssistance contextRef="c0" xml:lang="da">Ingen bistand</cmn:TypeOfAuditorAssistance>
   <gsd:NameOfSubmittingEnterprise contextRef="c0" xml:lang="da">Stephen Durhuus</gsd:NameOfSubmittingEnterprise>
   <gsd:AddressOfSubmittingEnterpriseStreetAndNumber contextRef="c0" xml:lang="da">Arnold Nielsens Boulevard 62B</gsd:AddressOfSubmittingEnterpriseStreetAndNumber>
   <gsd:AddressOfSubmittingEnterprisePostcodeAndTown contextRef="c0" xml:lang="da">2650 Hvidovre</gsd:AddressOfSubmittingEnterprisePostcodeAndTown>
</xbrli:xbrl>