<?xml version="1.0" encoding="UTF-8"?><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns="http://www.w3.org/1999/xhtml" xmlns:dst="http://xbrl.dcca.dk/dst" xmlns:cmn="http://xbrl.dcca.dk/cmn" xmlns:sob="http://xbrl.dcca.dk/sob" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xh11d="http://www.w3.org/1999/xhtml/datatypes/" xmlns:arr="http://xbrl.dcca.dk/arr" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2010-04-20" xmlns:lnk="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:basis="http://xbrl.dcca.dk/Regnskab%202.0%20Basis" xmlns:ifrs="http://xbrl.iasb.org/taxonomy/2009-04-01/ifrs" xmlns:ix="http://www.xbrl.org/2008/inlineXBRL" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:mrv="http://xbrl.dcca.dk/mrv" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:fsa="http://xbrl.dcca.dk/fsa" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:gsd="http://xbrl.dcca.dk/gsd" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink">
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   <gsd:InformationOnTypeOfSubmittedReport basis:version="3" contextRef="c0" xml:lang="da">Årsrapport</gsd:InformationOnTypeOfSubmittedReport>
   <gsd:DateOfGeneralMeeting contextRef="c0">2018-05-31</gsd:DateOfGeneralMeeting>
   <gsd:NameAndSurnameOfChairmanOfGeneralMeeting contextRef="c0" xml:lang="da">Mikkel Pedersen</gsd:NameAndSurnameOfChairmanOfGeneralMeeting>
   <gsd:NameOfReportingEntity contextRef="c0" xml:lang="da">TBL Payments Norway IVS</gsd:NameOfReportingEntity>
   <gsd:AddressOfReportingEntityStreetName contextRef="c0" xml:lang="da">Vestergade</gsd:AddressOfReportingEntityStreetName>
   <gsd:AddressOfReportingEntityStreetBuildingIdentifier contextRef="c0" xml:lang="da">18 E</gsd:AddressOfReportingEntityStreetBuildingIdentifier>
   <gsd:AddressOfReportingEntityPostCodeIdentifier contextRef="c0" xml:lang="da">1456</gsd:AddressOfReportingEntityPostCodeIdentifier>
   <gsd:AddressOfReportingEntityDistrictName contextRef="c0" xml:lang="da">København K</gsd:AddressOfReportingEntityDistrictName>
   <gsd:EmailOfReportingEntity contextRef="c0" xml:lang="da">mfp@hornskovvindberg.dk</gsd:EmailOfReportingEntity>
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   <sob:StatementByExecutiveAndSupervisoryBoards contextRef="c0" xml:lang="da">&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Den interne årsrapport aflægges i overindstemmelse med årsregnskabsloven.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;
&lt;br/&gt;Det er min opfattelse, at det interne årsregnskab giver et retvisende billede af selskabes aktiver og
&lt;br/&gt;passiver og finansielle stilling pr. 31. december 2017, samt resultatet af selskabets aktiviter for
&lt;br/&gt;regnskabsåret.&lt;/p&gt;</sob:StatementByExecutiveAndSupervisoryBoards>
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   <sob:DateOfApprovalOfAnnualReport contextRef="c0">2018-05-31</sob:DateOfApprovalOfAnnualReport>
   <cmn:NameAndSurnameOfMemberOfExecutiveBoard contextRef="c1" xml:lang="da">Mustapha Fauzi Yassine</cmn:NameAndSurnameOfMemberOfExecutiveBoard>
   <cmn:TitleOfMemberOfExecutiveBoard contextRef="c1" xml:lang="da">Direktør</cmn:TitleOfMemberOfExecutiveBoard>
   <cmn:NameAndSurnameOfMemberOfSupervisoryBoard contextRef="c2" xml:lang="da">Mustapha Fauzi Yassine</cmn:NameAndSurnameOfMemberOfSupervisoryBoard>
   <cmn:TitleOfMemberOfSupervisoryBoard contextRef="c2" xml:lang="da">Næstformand</cmn:TitleOfMemberOfSupervisoryBoard>
   <cmn:NameAndSurnameOfMemberOfSupervisoryBoard contextRef="c3" xml:lang="da">Christian Rützou Hornskov</cmn:NameAndSurnameOfMemberOfSupervisoryBoard>
   <cmn:TitleOfMemberOfSupervisoryBoard contextRef="c3" xml:lang="da">Formand</cmn:TitleOfMemberOfSupervisoryBoard>
   <sob:StatementOnOptingOutOfAuditingFinancialStatementsInNextReportingPeriodDueToExemption contextRef="c0" xml:lang="da">Revision er fravalgt for kommende regnskabsår jf. Årsregnskabslovens bestemmelser herfor.</sob:StatementOnOptingOutOfAuditingFinancialStatementsInNextReportingPeriodDueToExemption>
   <mrv:ManagementsReview contextRef="c0" xml:lang="da">&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;
  &lt;strong&gt;Hovedaktiviteter:&lt;/strong&gt;
&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Virksomhedens formål var at bedrive lånevirksomhed, låneformidling og betalingsformidling fra Danmark til Norge.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt; &lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;
  &lt;strong&gt;Udviklingen i aktiviteter og økonomiske forhold:&lt;/strong&gt;
&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Ingen aktivitet. Neutralt regnskab aflagt.&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt; &lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;
  &lt;strong&gt;Begivenheder efter regnskabets afslutning:&lt;/strong&gt;
&lt;/p&gt;
&lt;p xmlns="http://www.w3.org/1999/xhtml"&gt;Ingen begivenheder af væsentlig betydning for årsregnskabet.&lt;/p&gt;</mrv:ManagementsReview>
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   <fsa:ProfitLossFromOrdinaryActivitiesBeforeTax contextRef="c0" decimals="0" unitRef="u0">0</fsa:ProfitLossFromOrdinaryActivitiesBeforeTax>
   <fsa:ProfitLoss contextRef="c0" decimals="0" unitRef="u0">0</fsa:ProfitLoss>
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            Mikrovirksomheden anvender undtagelsen om at give oplysning om anvendt regnskabspraksis
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   <fsa:ClassOfReportingEntity contextRef="c0" xml:lang="da">Regnskabsklasse B, mikrovirksomhed</fsa:ClassOfReportingEntity>
   <cmn:TypeOfAuditorAssistance contextRef="c0" xml:lang="da">Ingen bistand</cmn:TypeOfAuditorAssistance>
   <gsd:NameOfSubmittingEnterprise contextRef="c0" xml:lang="da">Mikkel Pedersen</gsd:NameOfSubmittingEnterprise>
   <gsd:AddressOfSubmittingEnterpriseStreetAndNumber contextRef="c0" xml:lang="da">Vestergade 18E</gsd:AddressOfSubmittingEnterpriseStreetAndNumber>
   <gsd:AddressOfSubmittingEnterprisePostcodeAndTown contextRef="c0" xml:lang="da">1456 København K</gsd:AddressOfSubmittingEnterprisePostcodeAndTown>
   <fsa:TheMicroUndertakingAppliesTheExceptionConcerningFilingInformationAboutAccountingPolicies contextRef="c0" xml:lang="da">true</fsa:TheMicroUndertakingAppliesTheExceptionConcerningFilingInformationAboutAccountingPolicies>
   <fsa:TheMicroUndertakingAppliesTheExceptionConcerningFilingInformationAboutLiabilitiesDueForPaymentMoreThanFiveYearsAfterTheBalanceSheetDate contextRef="c0" xml:lang="da">false</fsa:TheMicroUndertakingAppliesTheExceptionConcerningFilingInformationAboutLiabilitiesDueForPaymentMoreThanFiveYearsAfterTheBalanceSheetDate>
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