<?xml version="1.0" encoding="UTF-8"?><!--Generated by EV Revisor version 6.13.15--><!--Local version: Report EVRK6.10.03,EV-XBRL15,EVR2016 / codeunit EVRK6.10.04,EV-XBRL2015,EVR2016--><xbrl xmlns="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:cmn="http://xbrl.dcca.dk/cmn" xmlns:EOGS_201610000="http://xbrl.dcca.dk/arr" xmlns:EOGS_201620000="http://xbrl.dcca.dk/dst" xmlns:EOGS_201630000="http://xbrl.dcca.dk/eogs" xmlns:EOGS_201640000="http://xbrl.dcca.dk/fsa" xmlns:EOGS_201650000="http://xbrl.dcca.dk/gsd" xmlns:EOGS_201660000="http://xbrl.dcca.dk/mrv" xmlns:EOGS_201670000="http://xbrl.dcca.dk/sob" xmlns:EOGS_201680000="http://xbrl.dcca.dk/tax" xmlns:EOGS_201690000="http://xbrl.dcca.dk/cmn"><link:schemaRef xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" 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unitRef="currency">1074800</EOGS_201640000:LiabilitiesAndEquity><EOGS_201650000:NameOfReportingEntity contextRef="nNC0">Fjord ApS</EOGS_201650000:NameOfReportingEntity><EOGS_201650000:ReportingPeriodStartDate contextRef="nNC0">2020-07-01</EOGS_201650000:ReportingPeriodStartDate><EOGS_201650000:ReportingPeriodEndDate contextRef="nNC0">2021-06-30</EOGS_201650000:ReportingPeriodEndDate><EOGS_201640000:DisclosureOfAccountingPolicies contextRef="nNC0">Årsrapporten for Fjord ApS for 2020/21 er aflagt efter årsregnskabslovens regnskabsklasse B.  RESULTATOPGØRELSEN  Handelsvirksomhed Bruttofortjenesten er en sammendragning af nettoomsætningen, andre driftsindtægter, omkostninger til råvarer og hjælpematerialer samt andre eksterne omkostninger.  Finansielle omkostninger Renteomkostninger, kurstab på obligationer, aktier og realkreditlån, rentetillæg under acontoskatteordningen samt nedskrivning af tilgodehavender og andre finansielle aktiver.  BALANCEN  Immaterielle og materielle anlægsaktiver Erhvervede anlægsaktiver måles til kostpris med fradrag af akkumulerede afskrivninger. Der foretages skattemæssige afskrivninger.  Aktiver med en kostpris under 13.800 kr. omkostningsføres i anskaffelsesåret under posten ”Andre eksterne omkostninger”.  Finansielle anlægsaktiver Varebeholdninger Varebeholdninger måles til kostpris. Hvis kostprisen overstiger nettorealisationsværdien, nedskrives til denne lavere værdi.   Tilgodehavender Tilgodehavender fra salg og tjenesteydelser måles til nominel værdi reduceret med nedskrivning til imødegåelse af forventede tab.  Øvrige gældsforpligtelser måles til nettorealisationsværdi.  </EOGS_201640000:DisclosureOfAccountingPolicies><EOGS_201640000:ClassOfReportingEntity contextRef="nNC0">Regnskabsklasse B</EOGS_201640000:ClassOfReportingEntity><EOGS_201640000:GrossProfitLoss contextRef="NC1" precision="INF" unitRef="currency">4549</EOGS_201640000:GrossProfitLoss><EOGS_201640000:GrossProfitLoss contextRef="NC2" precision="INF" unitRef="currency">24642</EOGS_201640000:GrossProfitLoss><EOGS_201640000:DepreciationAmortisationExpenseAndImpairmentLossesOfPropertyPlantAndEquipmentAndIntangibleAssets contextRef="NC1" precision="INF" unitRef="currency">23342</EOGS_201640000:DepreciationAmortisationExpenseAndImpairmentLossesOfPropertyPlantAndEquipmentAndIntangibleAssets><EOGS_201640000:DepreciationAmortisationExpenseAndImpairmentLossesOfPropertyPlantAndEquipmentAndIntangibleAssets contextRef="NC2" precision="INF" unitRef="currency">13931</EOGS_201640000:DepreciationAmortisationExpenseAndImpairmentLossesOfPropertyPlantAndEquipmentAndIntangibleAssets><EOGS_201640000:PropertyPlantAndEquipmentGross contextRef="EV1" precision="INF" unitRef="currency">926855</EOGS_201640000:PropertyPlantAndEquipmentGross><EOGS_201640000:PropertyPlantAndEquipmentGross contextRef="EV2" precision="INF" unitRef="currency">898624</EOGS_201640000:PropertyPlantAndEquipmentGross><EOGS_201640000:LiabilitiesOtherThanProvisions contextRef="EV1" precision="INF" unitRef="currency">1876667</EOGS_201640000:LiabilitiesOtherThanProvisions><EOGS_201640000:LiabilitiesOtherThanProvisions contextRef="EV2" precision="INF" unitRef="currency">1874989</EOGS_201640000:LiabilitiesOtherThanProvisions><EOGS_201640000:RestOfOtherFinanceExpenses contextRef="NC1" precision="INF" unitRef="currency">14092</EOGS_201640000:RestOfOtherFinanceExpenses><EOGS_201640000:RestOfOtherFinanceExpenses contextRef="NC2" precision="INF" unitRef="currency">8708</EOGS_201640000:RestOfOtherFinanceExpenses><EOGS_201640000:DisclosureOfEmployeeBenefitsExpense contextRef="nNC0">Andre udgifter til social sikring4040Personaleomkostninger i alt4040Gennemsnitlig antal beskæftigede medarbejdere i indeværende år 0, sidste år 0.</EOGS_201640000:DisclosureOfEmployeeBenefitsExpense><EOGS_201640000:EmployeeBenefitsExpense contextRef="NC1" precision="INF" unitRef="currency">40</EOGS_201640000:EmployeeBenefitsExpense><EOGS_201640000:EmployeeBenefitsExpense contextRef="NC2" precision="INF" unitRef="currency">40</EOGS_201640000:EmployeeBenefitsExpense><EOGS_201640000:LongtermLiabilitiesOtherThanProvisions contextRef="EV1" precision="INF" unitRef="currency">167981</EOGS_201640000:LongtermLiabilitiesOtherThanProvisions><EOGS_201640000:LongtermLiabilitiesOtherThanProvisions contextRef="EV2" precision="INF" unitRef="currency">153692</EOGS_201640000:LongtermLiabilitiesOtherThanProvisions><EOGS_201640000:LongtermMortgageDebt contextRef="EV1" precision="INF" unitRef="currency">167981</EOGS_201640000:LongtermMortgageDebt><EOGS_201640000:LongtermMortgageDebt contextRef="EV2" precision="INF" unitRef="currency">153692</EOGS_201640000:LongtermMortgageDebt><EOGS_201640000:ShorttermLiabilitiesOtherThanProvisions contextRef="EV1" precision="INF" unitRef="currency">1708687</EOGS_201640000:ShorttermLiabilitiesOtherThanProvisions><EOGS_201640000:ShorttermLiabilitiesOtherThanProvisions contextRef="EV2" precision="INF" unitRef="currency">1721298</EOGS_201640000:ShorttermLiabilitiesOtherThanProvisions><EOGS_201640000:OtherShorttermPayables contextRef="EV1" precision="INF" unitRef="currency">1697728</EOGS_201640000:OtherShorttermPayables><EOGS_201640000:OtherShorttermPayables contextRef="EV2" precision="INF" unitRef="currency">1695945</EOGS_201640000:OtherShorttermPayables><EOGS_201640000:ProfitLossFromOrdinaryPrimaryOperatingActivities contextRef="NC1" precision="INF" unitRef="currency">-18833</EOGS_201640000:ProfitLossFromOrdinaryPrimaryOperatingActivities><EOGS_201640000:ProfitLossFromOrdinaryPrimaryOperatingActivities contextRef="NC2" precision="INF" unitRef="currency">10671</EOGS_201640000:ProfitLossFromOrdinaryPrimaryOperatingActivities><EOGS_201670000:ConfirmationThatFinancialStatementsAreExemptedFromAuditing contextRef="nNC0">Årsrapporten, der ikke er revideret, er aflagt i overensstemmelse med årsregnskabsloven. Ledelsen anser betingelserne for at undlade revision for opfyldt.  </EOGS_201670000:ConfirmationThatFinancialStatementsAreExemptedFromAuditing><EOGS_201670000:ConfirmationThatSupplementaryReportsGiveTrueAndFairViewInAccordanceWithGenerallyAcceptedGuidelinesForSuchReports contextRef="nNC0">Ledelsesberetningen indeholder efter vores opfattelse en retvisende redegørelse for de forhold, beretningen omhandler.  </EOGS_201670000:ConfirmationThatSupplementaryReportsGiveTrueAndFairViewInAccordanceWithGenerallyAcceptedGuidelinesForSuchReports><EOGS_201660000:DescriptionOfPrimaryActivitiesOfEntity contextRef="nNC0">Selskabets væsentligste aktiviteter Selskabets aktiviteter omfatter engroshandel og investering i fast ejendom.  </EOGS_201660000:DescriptionOfPrimaryActivitiesOfEntity><EOGS_201670000:IdentificationOfApprovedAnnualReport contextRef="nNC0">Direktionen har dags dato behandlet og godkendt årsrapporten for Fjord ApS  for regnskabsåret 2020/21 .  </EOGS_201670000:IdentificationOfApprovedAnnualReport><EOGS_201670000:ConfirmationThatAnnualReportIsPresentedInAccordanceWithRequirementsProvidedForByLegislationAnyStandardsAndRequirementsProvidedByArticlesOfAssociationOrByAgreement contextRef="nNC0">Årsrapporten aflægges i overensstemmelse med årsregnskabsloven.  </EOGS_201670000:ConfirmationThatAnnualReportIsPresentedInAccordanceWithRequirementsProvidedForByLegislationAnyStandardsAndRequirementsProvidedByArticlesOfAssociationOrByAgreement><EOGS_201670000:ConfirmationThatFinancialStatementGivesTrueAndFairViewOfAssetsLiabilitiesEquityFinancialPositionAndResults contextRef="nNC0">Det er vores opfattelse, at årsregnskabet giver et retvisende billede af selskabets aktiver, passiver og finansielle stilling pr. 30. juni 2021 samt af resultatet af selskabets aktiviteter for regnskabsåret 1. juli 2020 - 30. juni 2021 .  </EOGS_201670000:ConfirmationThatFinancialStatementGivesTrueAndFairViewOfAssetsLiabilitiesEquityFinancialPositionAndResults><EOGS_201670000:RecommendationForApprovalOfAnnualReportByGeneralMeeting contextRef="nNC0">Årsrapporten indstilles til generalforsamlingens godkendelse.    </EOGS_201670000:RecommendationForApprovalOfAnnualReportByGeneralMeeting><EOGS_201670000:DateOfApprovalOfAnnualReport contextRef="nNC0">2021-11-30</EOGS_201670000:DateOfApprovalOfAnnualReport><EOGS_201670000:PlaceOfSignatureOfStatement contextRef="nNC0"> Pandrup , den  .  </EOGS_201670000:PlaceOfSignatureOfStatement><EOGS_201640000:Equity contextRef="EV1" precision="INF" unitRef="currency">-802151</EOGS_201640000:Equity><EOGS_201640000:Equity contextRef="EV2" precision="INF" unitRef="currency">-800189</EOGS_201640000:Equity><EOGS_201640000:ContributedCapital contextRef="EV1" precision="INF" unitRef="currency">125000</EOGS_201640000:ContributedCapital><EOGS_201640000:ContributedCapital contextRef="EV2" precision="INF" unitRef="currency">125000</EOGS_201640000:ContributedCapital><EOGS_201640000:RetainedEarnings contextRef="EV1" precision="INF" unitRef="currency">-927151</EOGS_201640000:RetainedEarnings><EOGS_201640000:RetainedEarnings contextRef="EV2" precision="INF" unitRef="currency">-925189</EOGS_201640000:RetainedEarnings><EOGS_201640000:Assets contextRef="EV1" precision="INF" unitRef="currency">1074516</EOGS_201640000:Assets><EOGS_201640000:Assets contextRef="EV2" precision="INF" unitRef="currency">1074800</EOGS_201640000:Assets><EOGS_201650000:IdentificationNumberCvrOfReportingEntity contextRef="nNC0">26489164</EOGS_201650000:IdentificationNumberCvrOfReportingEntity><EOGS_201650000:DateOfGeneralMeeting contextRef="nNC0">2021-11-30</EOGS_201650000:DateOfGeneralMeeting><EOGS_201650000:InformationOnTypeOfSubmittedReport contextRef="nNC0">Årsrapport</EOGS_201650000:InformationOnTypeOfSubmittedReport><EOGS_201650000:NameAndSurnameOfChairmanOfGeneralMeeting contextRef="nNC0">Tommy Lie</EOGS_201650000:NameAndSurnameOfChairmanOfGeneralMeeting><EOGS_201650000:IdentificationNumberCvrOfSubmittingEnterprise contextRef="nNC0">35653988</EOGS_201650000:IdentificationNumberCvrOfSubmittingEnterprise><EOGS_201650000:NameOfSubmittingEnterprise contextRef="nNC0">LG Revision I/S</EOGS_201650000:NameOfSubmittingEnterprise><EOGS_201650000:AddressOfSubmittingEnterpriseStreetAndNumber contextRef="nNC0">Østre Fælledvej 8</EOGS_201650000:AddressOfSubmittingEnterpriseStreetAndNumber><EOGS_201650000:AddressOfSubmittingEnterprisePostcodeAndTown contextRef="nNC0">9400 Nørresundby</EOGS_201650000:AddressOfSubmittingEnterprisePostcodeAndTown><EOGS_201650000:PrecedingReportingPeriodStartDate contextRef="nNC0">2019-07-01</EOGS_201650000:PrecedingReportingPeriodStartDate><EOGS_201650000:PredingReportingPeriodEndDate contextRef="nNC0">2020-06-30</EOGS_201650000:PredingReportingPeriodEndDate><EOGS_201650000:DateOfApprovalOfReport contextRef="nNC0">2021-11-30</EOGS_201650000:DateOfApprovalOfReport><EOGS_201640000:Inventories contextRef="EV1" precision="INF" unitRef="currency">73126</EOGS_201640000:Inventories><EOGS_201640000:Inventories contextRef="EV2" precision="INF" unitRef="currency">64250</EOGS_201640000:Inventories><EOGS_201640000:NoncurrentAssets contextRef="EV1" precision="INF" unitRef="currency">926855</EOGS_201640000:NoncurrentAssets><EOGS_201640000:NoncurrentAssets contextRef="EV2" precision="INF" unitRef="currency">898624</EOGS_201640000:NoncurrentAssets></xbrl>